How are your out-of-pocket expenses going during Covid-19?

Back at the beginning of February, my wife and I each began using little notebooks to record all of our out-of-pocket spending, a practice I’ve discussed on the Talking Money series at my Chicken Farmer I Still Love You blog.

While both of us had a good grasp of where these little expenditures were going, by sitting down together once a week to compare them, we had a clearer of idea of what the other was up to as well as how some of our own impulse purchases were adding up. Or, more accurately, subtracting from our resources. I hate to admit I was probably stricter on my own indulgeances when I knew I was being watched. Ahem.

Well, we did well for most of the month and then slid on the data sharing as out schedules got out of kilter when it came to finding time of the comparisons.

Flash forward two months from that start, and I’m looking at what’s left of my notebook as well as at my wallet and coin change pile.

Quite simply, during the self-isolation of Covid-19, I’m spending very little beyond the usual checks for utilities and the like. I’m not going much of anywhere, so gasoline usage, car maintenance, and highway tolls spending are way down. My wife’s working largely from home, so her commuting costs are down, too. We can’t dine out and we’re not ordering takeout, apart from one mushroom-and-sausage pizza several weeks ago. I’m not dashing out on small grocery runs, and we are being more focused in the usual supermarket shopping, trying to keep it to once a week. Instead, we’re trying to work down through our pantry and big freezer, as far as food goes.

In addition, this is Great Lent, so we’re off wine, beer, and gin, not that we can blame that on the virus, but the savings there are significant, even as the ennui of quarantine does raise the temptation level. Admittedly, I do miss my evening ‘tini.

With many stores open reduced hours, the major shopping temptation is online. Gotta be careful there, as I see from all the Amazon and UPS and FedEx trucks popping down the street. I’m grateful every time one goes past without stopping here.

We are realizing that our charitable donations will be more important than ever.

And looking ahead, I am wondering about this year’s yard sales and how they’ll be affected.

How is the Covid-19 impacting the money in your life?

4 thoughts on “How are your out-of-pocket expenses going during Covid-19?

  1. Same here. Being very careful and mindful. Grocery runs are stretched out, and only buying necessities. All supplies use is being cut in half, rationing so not to go out, and stretching finances (husband got laid off, like many other people). Pretty much everyone is on the same boat. Is your Chicken Farmer blog on WordPress? I will check it out.

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