As a guild member

normally, straight into the (meager) savings or IRA but with tax changes anyway thought I’d hold on to it for a while and for a switch dreamed and played, asking myself what I’d like to do with it? pay off on the car? (naw!) finally get a CD player, some Ives and Camerata discs, and those new Boston Acoustic speakers? (now that would be a wonderful self-indulgence!) or how about finally breaking down and getting those twelve-year-overdue cross country skis? gee, I could even finally throw in a ten-speed bike, too! not knowing what the IRS had uncovered but then, surprise

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